Terms of Use

These Terms of Use ("Terms") govern your access to and use of https://cardholderjoker.com (the "Site"). By using the Site you agree to these Terms. If you do not agree, do not use the Site.

1. About the Site

The Site provides general informational content about prepaid gift cards in Canada. It is published for educational and entertainment purposes. It does not provide financial advice, legal advice, or any service related to issuing, activating, or redeeming a prepaid card.

2. No affiliation

We are not affiliated with, endorsed by, or sponsored by any prepaid card issuer or any financial institution. All trademarks, logos, and brand names referenced on the Site are the property of their respective owners and used only for identification.

3. Accuracy

We work hard to keep our content accurate, but we cannot guarantee that every detail is current at any moment. Card-issuer policies, retailer practices, and applicable laws change. Always verify critical information directly with the card issuer before relying on it.

4. Use of content

All written content on the Site is © JokerCard.ca and licensed for personal, non-commercial reading. You may not republish, scrape, or train AI models on this content without prior written permission. Quoting short excerpts with attribution is permitted.

5. External links

The Site contains links to third-party websites. We are not responsible for the content, policies, or practices of those sites.

6. Disclaimer of warranties

The Site is provided "as is" without warranties of any kind, express or implied. We disclaim all warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of liability

To the maximum extent permitted by law, JokerCard.ca and its operators are not liable for any indirect, incidental, special, or consequential damages arising out of your use of the Site. This includes any financial loss you may suffer in connection with a prepaid card.

8. Acceptable use

You agree not to:

• Use the Site for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the Site.
• Interfere with or disrupt the Site or its servers.
• Scrape or systematically download content using automated tools.

9. Changes to these Terms

We may update these Terms at any time. Continued use of the Site after a change indicates acceptance of the updated Terms.

10. Governing law

These Terms are governed by the laws of Canada and the province in which the Site operator is resident, without regard to its conflict of laws principles.

11. Contact

Questions about these Terms can be sent to support@cardholderjoker.com.